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Mortgage Calculator
Payment Estimator
| Total: | $185,000 | 20% Down: | $37,000 | Financing: | $148,000 |
30 Yr Fixed*
5.79 %
(5.8% APR)
$867 / month | 15 Yr Fixed*
5.33 %
(5.35% APR)
$1,196 / month | 5/1 ARM*
5.89 %
(6.3% APR)
$877 / month |
*Rates for February 2026. Information displayed is accurate as of the date of the latest update and is subject to change without notice. Loan pricing can only be locked through a home mortgage consultant. Other restrictions may apply. The Rate/APR and other terms may vary from those displayed based on the creditworthiness of the borrower, the type of dwelling, whether the borrower is self-employed, the location of the property and other factors. Please contact a lender in your area to determine what rates you qualify for.
**Rates calculated from national averages. To determine rates in your area please contact your local lender.
About Us
Lifetime resident of Monterey County, Real Estate licensed since 1990, serving Monterey, Santa Cruz and San Benito Counties with nearly 1,500 combined sales transactions representing sellers and buyers, I bring hands on transaction experience and knowledge that only a small percentage of agents can provide to ensure a smooth transaction. Recognized in the community for high ethical standards when dealing with the general public and professionals within the Real Estate industry.
Sellers
When selling your home you need an agent with up to date marketing and advertising, I will ensure maximum internet advertising from Zillow to Trulia to Realtor.com and all the major home websites as well as my personal website. I return all calls no mater the day or time to ensure maximum quality service when selling your home. Free market analysis of your home within 24 hours.
Buyers
When buying a home you need an agent that is knowledgeable and experienced to answer all your questions and to respond to your concerns and guide and keep you informed throughout the loan and purchase process. I will guide you from the prequalification process to locating the home of your dreams and all the way to closing on your home.